INSURANCE

At RLJ Financial Consultants, we’ve got your business covered.
Our expertise comes from working with national brand insurance companies: Allstate, Nationwide and New York Life insurance companies. Below is a list of policies we use to mitigate the risk of operating your business.

General Liability
Protects your business from a third party’s claims of bodily injury, property damage, and personal injury like slander and libel.

Professional Liability
Also known as errors and omissions, or E&O, coverage, this protects you from claims of negligence during the course of conducting business. You’re protected even if you haven’t made a mistake.

Business Owners Policy
Includes general liability insurance plus coverage for your business property, including furniture, equipment, tools, and other assets you need to conduct your business.

Workers Compensation
Protects you from the costs associated with an employee’s work-related illness or injury. Penalties and fines may be assessed on employers who do not have workers comp insurance.

Key Person Insurance
Key person insurance protects a business against the death or disability of a key executive or employee. The coverage may consist of a life policy, a disability policy, or both.

Directors & Officers Insurance
Directors and officers liability Insurance (often called “D&O”) is liability insurance payable to the directors and officers of a company, or to the organization(s) itself, as indemnification (reimbursement) for losses or advancement of defense costs in the event an insured suffers such a loss as a result of a legal action brought for alleged wrongful acts in their capacity as directors and officers. Such coverage can extend to defense costs arising out of criminal and regulatory investigations/trials as well. Intentional illegal acts, however, are typically not covered under D&O policies.